Loans We Offer

  • Working Capital
  • Equipment Financing
  • Savings Credit
  • Group Loans
  • Personal Loans
  • Clearance Loans
  • Normal Loans
  • Emergency Loans
  • Community Loans
  • Table -top Loans
  • Rent & Furnishing Loans (for those who earn GHs 500.00 & above)
  • Auto /car Loans

Procedure for Loan Application


  • You must save with star Alliance
  • You must save a minimum of 21 days or more
  • Pick forms from our offices
  • Complete the forms and return with 2 passport size Photograph and one passport size photograph of your guarantor, photocopy of your national I.D Card.
  • Interact with the loan officer and if loan is approved, the customer must accept by telephone call and /or report to the premises of star Alliance.
  • Post-dated cheques are requested (in exceptional cases).
  • Other requirement will be dealt with on case by case  basis.
  • Less or no collateral is required.


  • In addition to the above, collateral will be required depending on the amount involved.
  • A reliable source of income.
  • Any evidence of business ownership
  • Personal guarantors, and must be 18years and above, should be in employment and a close associate.

                     Interest Rates               

  • Depends on the market conditions
  • Prevailing rates
  • Credit history of clients
  • Saving attitudes
  • Loan Period