Loans We Offer
- Working Capital
- Equipment Financing
- Savings Credit
- Group Loans
- Personal Loans
- Clearance Loans
- Normal Loans
- Emergency Loans
- Community Loans
- Table -top Loans
- Rent & Furnishing Loans (for those who earn GHs 500.00 & above)
- Auto /car Loans
Procedure for Loan Application
IF A MEMBER
- You must save with star Alliance
- You must save a minimum of 21 days or more
- Pick forms from our offices
- Complete the forms and return with 2 passport size Photograph and one passport size photograph of your guarantor, photocopy of your national I.D Card.
- Interact with the loan officer and if loan is approved, the customer must accept by telephone call and /or report to the premises of star Alliance.
- Post-dated cheques are requested (in exceptional cases).
- Other requirement will be dealt with on case by case basis.
- Less or no collateral is required.
IF NOT A MEMBER
- In addition to the above, collateral will be required depending on the amount involved.
- A reliable source of income.
- Any evidence of business ownership
- Personal guarantors, and must be 18years and above, should be in employment and a close associate.
- Depends on the market conditions
- Prevailing rates
- Credit history of clients
- Saving attitudes
- Loan Period